Terms and Conditions

Terms & Conditions

Welcome to thecreativekatstudio.com. These Terms of Use, Purchase & Website Policies (“Terms”) govern your access to and use of thecreativekatstudio.com and any related websites, membership communities, digital products, templates, courses, coaching, and other services (collectively, the “Site” or “Services”) operated by Kat Cornell, doing business as The Creative Kat Studio, a sole proprietorship (“we,” “us,” “our”).

By accessing the Site, creating an account, making a purchase, joining a membership, or using our Services, you agree to these Terms. If you do not agree with these Terms, please do not use the Site or Services.

About The Creative Kat Studio

The Creative Kat Studio provides Canva education, digital templates, stock images, digital products, memberships, courses, and one-on-one training for small business owners, content creators, and social sellers.

Our Services may include, but are not limited to, Canva templates, stock images, color palettes, font pairings, digital guides and workbooks, membership communities (including The Creative Circle, The Creative Content Vault, and The Creative Content Vault Mastermind), one-on-one Canva training, weekly newsletters (including Canva Katurday), blog content, and AI-powered tools made available to members.

The information and Services provided through this Site are for educational and informational purposes only.

Electronic Communications

By using the Site, creating an account, making a purchase, or communicating with us electronically, you consent to receive transactional communications electronically, including receipts, account notices, purchase confirmations, membership information, and service updates.

Where permitted by applicable law, electronic notices satisfy any legal requirement that such communications be provided in writing. Consent to transactional communications does not automatically constitute consent to receive marketing emails, which are governed separately by applicable consent and unsubscribe requirements.

Your Account & Age Requirements

Certain Services may require you to create or maintain an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs through your account. You may not share, sell, transfer, or provide access to your paid account, membership, or purchased materials to another person unless expressly permitted by us.

Our Services are intended for adults. We do not knowingly collect personal information from children under the age of 13. Individuals under the age of 18 may use the Site only with the permission and supervision of a parent or legal guardian, and purchases made by individuals under 18 should be completed or authorized by a parent or legal guardian.

Purchases and Payment

Prices for products, memberships, coaching, and other Services are displayed at the time of purchase. By completing a purchase, you authorize us and our payment processors to charge the payment method you provide for the amount shown at checkout.

Prices, products, and availability may change at any time. Changes will not retroactively alter a completed one-time purchase unless otherwise stated.

If you experience a technical problem accessing a purchased product, please contact hello@thecreativekatstudio.com so we can assist you.

Digital Products

Our digital products include Canva templates, stock images, color palettes, font pairings, and digital guides and workbooks, available individually or as part of a membership. Unless you are an active member of The Creative Content Vault or The Creative Content Vault Mastermind, digital templates and other digital products are licensed for your own personal use, including use in your own social media, marketing, and business content, but may not be rebranded, resold, redistributed, or claimed as your own original design work. See the Memberships & Subscriptions section below for the additional Private Label Rights (PLR) available to Vault and Mastermind members.

Returns & Refunds

Digital Products

Because digital products (templates, stock images, guides, workbooks, and other digital downloads) are delivered electronically and made available immediately after purchase, all digital product purchases are non-refundable and not eligible for exchange, unless otherwise required by law or expressly stated on the applicable product page.

Physical Products

Some items, such as apparel, mugs, and other swag, are physical products produced through print-on-demand partners, including Printify and Printful. Physical products may be eligible for a return, replacement, or refund only if the item arrives damaged or was manufactured incorrectly.

All returns must be reviewed and approved by us in advance; please contact hello@thecreativekatstudio.com with a description and photos of the issue before returning or disposing of an item. We are not able to accept returns for reasons such as an incorrect size or color selected at checkout, change of mind, or normal variations inherent to print-on-demand production.

Memberships & Subscriptions

We currently offer three membership tiers, each with its own scope of access:

The Creative Circle ($7/month)

An entry-level community membership offering Skool community access and a monthly preview of 5–8 templates. Creative Circle templates are licensed for your own personal use, including your own social media, marketing, and business content, but do not carry PLR, resale, or rebrand rights, and may not be sold, gifted, or redistributed.

The Creative Content Vault ($39/month)

Our core coaching and community membership. Vault members get direct support and connection through a dedicated Skool community and a complimentary 30-minute 1:1 welcome session with Kat, plus 50+ new PLR-licensed Canva templates each month and access to our custom AI-powered design tools (Pixie, the color palette companion; Kiki, the font pairing companion; and Callie, the design guide).

The Creative Content Vault Mastermind ($99/month)

A capped, higher-touch tier (limited to 30 members) that includes everything in the Vault, including full PLR template rights below, plus a monthly mastermind Zoom with hot seats and themed coaching, a separate smaller mastermind Skool community, direct message access to Kat for quick questions between calls, a welcome box of Canva swag, and bonus resources.

PLR License Terms (Vault & Mastermind Members Only)

The Private Label Rights (PLR) license below applies only to templates included in an active Creative Content Vault or Creative Content Vault Mastermind membership. No other digital products, and no Creative Circle templates, carry PLR rights.

What You May Do (While Your Vault or Mastermind Membership Is Active)

• Rebrand and customize eligible templates
• Sell or use them as digital products under your own brand
• Include them in paid products (courses, bundles, lead magnets)
• Use them in client work and service-based deliverables
• Offer them as opt-ins or bonuses in your own business

What You May Not Do

• Share or resell the raw Canva template links
• Share templates, or extend PLR rights, to anyone who is not an active Vault or Mastermind member
• Upload or sell templates on commercial marketplaces (e.g., Creative Market, Canva's public gallery)
• Sell templates with minimal or no customization
• Claim the original design files as your own intellectual property

Items Excluded from PLR Licensing

The following items are for personal use only, even for Vault and Mastermind members, and may not be sold, gifted, or distributed:

• Monthly stock image collections
• Font pairings
• Color palettes
• Holiday content calendars

License Validity & Membership Status

PLR licensing is only valid while your Vault or Mastermind membership is active. Once your membership ends, you retain personal-use rights for previously downloaded materials, but you are no longer permitted to sell, gift, or redistribute Vault templates, and you will lose access to future content and template updates.

PLR access ends immediately upon membership cancellation unless a Commercial PLR License Buyout is purchased. To continue reselling templates after canceling your membership, you must request a Commercial PLR License Buyout. Fees are based on your total time as a member:

Time as a Member: 

• 1 month: $250 buy out fee
• 3 months: $150 buy out fee
• 6+ months: $75 buy out fee
• 12+ months: $50 buy out fee

To initiate a buyout, email hello@thecreativekatstudio.com with your request.

We rely on good faith and trust in our creative community. Misuse of templates, violation of these terms, or unethical resale practices may result in revoked access or further action. If you have questions about how to use templates correctly, we're here to help.

Subscriptions for any tier automatically renew at the billing interval selected during checkout unless cancelled before the next renewal date. By purchasing a subscription, you authorize recurring charges to your selected payment method until you cancel.

Subscriptions may be cancelled at any time through your account, the applicable membership platform, or by contacting us at hello@thecreativekatstudio.com.

Cancellation stops future renewals; payments already processed are non-refundable unless otherwise stated or required by law, and you will continue to have access to the applicable tier through the end of the billing period you have already paid for. Partial refunds are not provided for unused time remaining in a billing cycle.

1:1 Training & Live Services

Policies for one-on-one Canva training and other live services may vary depending on the specific engagement. Unless a separate written agreement states otherwise, cancellation requests received at least 48 hours before a scheduled session may be eligible for rescheduling. Cancellations received less than 48 hours before a scheduled session are non-refundable. If a separate sales page or service agreement contains different terms, those terms will control for that specific service.

1:1 sessions may be recorded, and we use an AI note-taking tool to generate transcripts and summaries for training quality and follow-up purposes. If you would prefer a session not be recorded, please let us know in advance.

Affiliate Disclosure

Some links on this Site, in our emails, social media content, or educational materials may be affiliate links. This means we may receive a commission or other compensation if you click a link and make a purchase. Using an affiliate link does not generally increase the price you pay.

We only recommend products, tools, or resources we believe may be useful or relevant to our audience, but you are responsible for evaluating whether any recommendation is appropriate for your own circumstances. Individual pages, posts, emails, videos, or social media content containing affiliate recommendations may also include disclosures near the applicable links.

AI Transparency & Usage Disclosure

We use artificial intelligence tools to support brainstorming, research, outlining, drafting, editing, and planning for our website, blog posts, emails, social content, and other educational materials. AI may assist in the creation of this content, but published content is reviewed and edited by a human, and we assume editorial responsibility for the final material.

Some of our stock image products include images that were created with the assistance of AI image-generation tools; product listings for those collections include a disclosure noting this. We do not currently use AI-generated avatars or AI voice cloning in our content. If that changes in the future, we will label that content clearly and update this policy accordingly.

Members currently have access to three AI-powered tools within our memberships: Pixie (the color palette companion), Kiki (the font pairing companion), and Callie (the design guide). Pixie is built using Canva AI. We are also developing two additional tools, Misty (the Creative Clarity Guide) and Maisie (the Creative Workspace Organizer), which are being built using Canva AI and are not yet publicly available; this policy will be updated when they launch.

These tools are designed to support learning, brainstorming, font pairing suggestions, and design feedback. AI-generated responses may contain errors, outdated information, or incomplete information, and you are responsible for reviewing and verifying important information before relying on it. These tools are supplemental educational resources and do not replace qualified legal, financial, tax, or other professional advice, and do not constitute individualized consulting or coaching.

For our own business operations, we also use AI tools including Gamma (presentations and content creation), Fathom (meeting recording, transcription, and summarization, including for 1:1 training sessions), and NotebookLM (research and internal knowledge organization). These tools may process meeting recordings, notes, or other business content as part of providing their services.

Information submitted to third-party AI providers may be processed according to those providers' own privacy policies and terms. Please avoid submitting confidential, sensitive, or personally identifying information to AI-powered tools unless doing so is appropriate and specifically requested.

When appropriate, individual pieces of AI-generated or materially AI-altered content may include additional disclosure or labeling based on the type of content, applicable law, and the platform where the content appears. Our goal is to use AI transparently while maintaining human judgment, creativity, and editorial responsibility.

Your Privacy Choices

As described in our Privacy Policy, we collect personal information from your interactions with us and our website, including through cookies and similar technologies. We may also share this personal information with third parties, including advertising partners, in order to show you ads on other websites that are more relevant to your interests and for other reasons outlined in our Privacy Policy.

Sharing of personal information for targeted advertising based on your interaction on different websites may be considered a “sale,” “sharing,” or “targeted advertising” under certain U.S. state privacy laws. Depending on where you live, you may have the right to opt out of these activities.

If you visit our website with the Global Privacy Control opt-out preference signal enabled, depending on where you are, we will treat this as a request to opt out of activity that may be considered a “sale” or “sharing” of personal information, or other uses that may be considered targeted advertising, for the device and browser you used to visit our website.

Where required by applicable law, you may have additional rights relating to cookies, tracking technologies, and access, correction, or deletion of your personal information. Privacy requests may be submitted to hello@thecreativekatstudio.com.

Educational Information and Professional Advice

Content available through the Site is provided for educational and informational purposes. Nothing on the Site constitutes legal, financial, tax, accounting, or other professional advice. Business strategy recommendations, AI-generated suggestions, examples, templates, and educational resources should be evaluated in light of your own circumstances. You are responsible for your own decisions and for seeking qualified professional guidance when appropriate.

Results Disclaimer

We do not guarantee income, sales, business growth, audience growth, or any other specific result. Business outcomes vary widely and depend on many factors, including experience, effort, implementation, platform changes, and circumstances outside our control. Testimonials, case studies, and other customer experiences shared through the Site are provided for illustrative purposes only and are not promises of the results you should expect.

Intellectual Property

Unless otherwise stated, all Site content and materials, including text, graphics, templates, stock images, courses, frameworks, logos, and branding (including our cat-themed branding), are owned by or licensed to us and are protected by applicable copyright, trademark, and other intellectual-property laws.

Your purchase or participation grants you a limited, personal, non-exclusive, non-transferable, revocable license to use the applicable materials as described in these Terms and the specific product listing. Purchasing or accessing our materials does not transfer ownership of our intellectual property to you. Except as expressly permitted under the PLR License Terms above, you may not reproduce, resell, redistribute, publish, sublicense, or commercially exploit our materials without prior written permission.

AI Training and Automated Use

You may not use Site content or proprietary materials, including templates, stock images, courses, frameworks, worksheets, articles, or training materials, to train, fine-tune, develop, benchmark, or replicate an artificial intelligence model, machine-learning system, chatbot, or competing product or service without our prior written permission. You may not use automated scraping, crawling, or bulk downloading to collect or reproduce Site content except as expressly authorized or permitted by applicable law.

Third-Party Platforms, Tools, and Services

The Site may contain links to or integrate with third-party websites, software, payment processors, AI providers, social platforms, or other services, including Canva, Skool, Kit, Metricool, and Shopify. We do not control third-party services and are not responsible for their content, availability, security, policies, or performance. Your use of a third-party service may be subject to that provider's own terms and privacy policy.

Some of our educational content discusses third-party platforms such as Instagram, Facebook, TikTok, Pinterest, YouTube, and LinkedIn. Platforms may change their features, algorithms, policies, or account-access rules at any time, and we cannot guarantee that a particular strategy, tool, or recommendation will remain available or produce the same results in the future. We are not responsible for suspension, restriction, or other changes affecting accounts on third-party platforms.

Community Guidelines

Our memberships include community spaces hosted on Skool, including spaces for The Creative Circle, The Creative Content Vault, and The Creative Content Vault Mastermind. When participating in these spaces, you agree to communicate respectfully and lawfully. You may not harass, threaten, or defame another member; post unlawful, infringing, or harmful material; upload malware or harmful code; scrape or harvest member information; spam or promote unrelated products or opportunities; impersonate another individual; or share private community content outside the community without permission.

We reserve the right to moderate community spaces, remove content, limit participation, or terminate access when reasonably necessary to protect the community, our business, our intellectual property, or other members.

User-Submitted Content

You retain ownership of original content you submit through our Services. By submitting content through the Site or Services, you grant us a limited, non-exclusive license to host, store, reproduce, and display that content as reasonably necessary to operate and provide the applicable Service. Submitting content does not automatically grant us permission to use your name, likeness, testimonial, or business results for public marketing purposes; when we wish to feature a testimonial or customer story for promotional purposes, we will request separate permission.

Prohibited Use

You may not use the Site or Services for any unlawful purpose or in a way that could damage, disable, or interfere with the Site or another person's use of the Services. You may not attempt to gain unauthorized access to accounts, systems, paid content, or restricted areas not intentionally made available to you.

Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Site, Services, products, AI-powered tools, and related materials are provided on an “as is” and “as available” basis. We make no guarantee that the Site or Services will be uninterrupted, error-free, secure, or available at all times. We may update, modify, remove, or improve Site content or Services at any time.

Limitation of Liability

To the maximum extent permitted by applicable law, we and our contractors, agents, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from or related to your use of or inability to use the Site or Services, including losses relating to revenue, profits, business opportunities, data, or business decisions based on information obtained through the Site. Some jurisdictions do not allow certain exclusions or limitations of liability; where those laws apply, these limitations will apply only to the maximum extent permitted.

Indemnification

To the maximum extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Kat Cornell and The Creative Kat Studio from claims, liabilities, damages, losses, or reasonable attorneys' fees arising from your violation of these Terms, misuse of the Site or Services, unlawful conduct, or content you submit through the Services.

Termination and Access Restrictions

We reserve the right to suspend, restrict, or terminate access to the Site, Services, memberships, communities, or accounts when reasonably necessary because of violation of these Terms, misuse of our intellectual property, fraud, nonpayment, or conduct that materially harms our business or community. Termination for violation of these Terms does not automatically entitle a user to a refund.

Dispute Resolution and Arbitration

Before initiating formal legal proceedings, you and we agree to make a good-faith effort to resolve any dispute relating to these Terms, the Site, a purchase, or the Services. If a dispute cannot be resolved through good-faith negotiation, disputes subject to arbitration will be submitted to binding arbitration administered by the American Arbitration Association in accordance with its applicable rules. Unless otherwise required by applicable law or agreed by the parties, arbitration will take place in Palm Beach County, Florida.

Nothing in this section prevents either party from seeking relief in a court when arbitration is unavailable, legally prohibited, or when court involvement is necessary to enforce an arbitration agreement or award.

Class Action Waiver

To the maximum extent permitted by applicable law, disputes will be resolved on an individual basis. Neither party may bring or participate in a class, collective, consolidated, or representative proceeding against the other unless applicable law provides otherwise or both parties expressly agree.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles, except where another jurisdiction's consumer-protection laws must apply. For disputes properly heard in court rather than arbitration, the parties consent to jurisdiction and venue in the appropriate state or federal courts serving Palm Beach County, Florida, except where applicable law requires otherwise.

International Users

The Site is operated from the United States. If you access the Site or Services from outside the United States, you are responsible for complying with laws that apply in your location. Nothing in these Terms is intended to eliminate consumer or privacy rights that cannot legally be waived under applicable law.

No Partnership or Agency

Use of the Site or Services does not create a partnership, joint venture, employment relationship, franchise, fiduciary relationship, or agency relationship between you and us.

Severability

If any provision of these Terms is determined to be invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permitted by law or replaced by a valid provision that most closely reflects its intended purpose. The remaining provisions will continue in full force and effect.

Entire Agreement

These Terms, together with any applicable Privacy Policy, sales page, checkout terms, or other written agreement governing a specific purchase or Service, constitute the agreement between you and us concerning your use of the Site and applicable Services. When a specific written agreement conflicts with these general Terms, the terms of the more specific agreement will control for that product or Service.

Changes to These Terms

We may update these Terms from time to time to reflect changes in our business, Services, technology, legal requirements, or operating practices. The updated version will be posted on this page with a revised effective date. Where appropriate, material changes affecting an ongoing paid Service may also be communicated by email or account notice. Your continued use of the Site after updated Terms become effective constitutes acceptance of the revised Terms to the extent permitted by applicable law.

Contact Us

Questions about these Terms may be sent to:

Kat Cornell, d/b/a The Creative Kat Studio
656 SW 18th Ave.
Boca Raton, Florida 33486
Email: hello@thecreativekatstudio.com
Website: thecreativekatstudio.com

Effective Date: September 10, 2026